About Us

SMBIA (Senior Mortgage Brokers in Adelaide) is an Australian owned and operated business.

SMBIA was established in January 2015 by husband and wife entrepreneurs Ray and Cilla Hardy, who finally decided to use their extensive IT and Communications experience to help people who were searching online for mortgage finance assistance. They wanted to connect with people they knew they could help!

If you need advice or assistance regarding mortgage finance, please remember that your competent and experienced Mortgage Broker is just a phone call away. SMBIA brings together highly qualified and experienced ex- Bankers, homeowners, Personal Assistants and their combined corporate savvy, and together they focus on what has become a very important consumer need.

Home Loan, Property and Investment help and advice from some of the most connected Mortgage Brokers in SA: Mortgage Brokers you know you can trust.

SMBIA represents Independent Mortgage Brokers who work closely with their Lenders to offer suitable Mortgage Finance for homeowners and investors.

If you’re looking for information or advice, it’s our pleasure to help you contact our Brokers through this website. Our certified Mortgage Brokers will offer you their professional consumer and commercial lending experience to help with your plans for purchasing a home or investment property.

Like us, the Brokers here at SMBIA have pets, families and mortgages. I couldn’t ask for better professionals to work with. It’s why we are so pleased to help them help you!

Cilla Hardy

Call Us


Hours: M-F 8AM - 5PM

81 The Parade, Norwood SA 5067

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